Hey Everyone, After some advice. I accidently broke my glass stove top last week. The flat ones with the elements that heat up red, anyway, had a house inspection next day so it was perfect timing. They saw it, i explained i had a hot saucepan of boiling water and dropped it from about 2 inches above as it burnt me. They have given me two weeks to repair it and i have to pay for it all. One person told me that i could make them pay for it or at least use their contents insurance and i pay the excess. As i cant afford even the cheapest repair quote i have recieved $480!!!!!! So do i fight it or is it my fault and i pay full repairs? I called the Tenenacy agreement people and they sent me an article which basically states "they have to prove i was negligent". Thats the grey area, was i negligent??? or was i carrying out daily practices??? Any advise appreciated so i can decide whether to further the matter as i really dont have any money at moment
Do you have instructions for its use Were you informed how to use it correctly ,are there books of use in the appartment .If not hOW ARE YOU TO KNOW HOW TO USE IT CORRECTLY, I didnt see any books there Did you .
If you fit an over size saucepan on a ceramic top cook top it will go bang They have correct instructions for their use, they have insurance .
It is a very grey area...>> (long) ...We used to rent out a house we owned, and the stove, because it is a 'hard wired' appliance, is not covered by contents insurance. It is covered by the building insurance, which ALL tenament buildings, whether house or flat, must be covered by, by the owner. If the house/flat is rented furnished, the owners may have it insured for contents, or may not, it is not compulsory. If the furnishings are yours, you are responsible for contents insurance. However that doesnt solve your problem. In our rental property, it seemed we were always paying for fixing problems (like replacing vertical blinds, because the kids swung off them). However any breakages, whether accidental or not, under the law (unless they are caused by an unrectified defect, unsafe wiring or plumbing, or from an external cause, eg debris from space) are generally the responsibly of the occupier. Whether your explanation, is true or not, lifting a hot saucepan, and dropping it, because of inadequate protection, is unfortunatly, your fault. A owner may not be willing to claim on their building insurance, for a small amount, because it will push their premiuns up, and there is also the possibility that the excess is close to what the new top costs anyway. Try to talk to the agent, to see whether each can contribute to the replacement (as a possibly several year old item, may have to be replaced with a new one). Another thing to remember, the item only has to be replaced, with one of a comperable age, and condition to the one damaged (before it was damaged by you, that is). Best of luck GT
Fit new unit quick as a land lord Its electrically unsafe and a liability to the tenants as it is , not worth my excess for a claim on my policy .Would try to claim it back through BRA but wouldnt expect too much of a result in my favour
