insurance

just recently bought a zed

wondering of you guys could give me some advice on insurance

i want third party, that way if i am stupid to crash my lovely sienna i will be solely held responsible

i have a quote for $335

and then additional fire and theft is $555

im pretty much clueless about the insurance

if anyone has any advice that would be much appreciated

cheers

 

Im on fire and theft with just cars

 

yeah i got third party fire & theft with just cars .... no one else will insure me lol so i dont have a choice (its not that ive had heaps of accidents, im 23 & have a tt)

 

mmmm a girl in a TT haha is it manual to ?

 

i'm with just cars cos they're the ONLY people who will insure me. Although i have a non-turbo, i'm 19 and it's imported which rules out almost all other insurers. Rather pricey but yeah.

 

of course

 

Hey mate,

I'm in the insurance brokerage world so I might be able to give ya a little bit of direction.....

With any imports or turbo cars barely anyone but Just Cars will insure you UNLESS you're over 25 and then you can go to specialized insurance company's but even then you're going to be paying a high premium so basically whatever premium they offer you pretty much gotta deal with hey. If you own like a Subaru I've found that RAC will occasionally insure people too.

Even though I have special access to insuring myself cheaply and easily I still have HUGE difficulty insuring my 450HP Skyline. $3000 excess for anyone that drives my car

Its a shame about the premiums but its what we gotta deal with being in the world of loving cars!

But hey, Paying under $400 on Third Party Property Damage is good, Paying under $600 for Third Party, Fire & Theft is good, and paying under $1,500 for full comprehensive is good so if you fall under any of those premiums you're doing well!

 

plus with just car you get weird promo stuff in the mail, like small blue underpants.. good for polishing.

 

Famous Insurance which also recently acquired Young & Cool should insure you.

 

$1300 full comp. with mods. I'm rating 3 with one at fault crash and 21 years old Just cars.

 

i tried famous insurance and they said they don't insure under 25's in turbo cars ... they had my friends gtr insured last year when he was 24 & when he called up to get it reinsured recently they said not til his 25??

 

fully comp on a TT with Shanons, all mods delcaired, agreed value of $15,000

got a match anyone?

 

how much

 

I am one of the more 'senior' in age terms probably! (50 next birthday)!

I have just had my insurance reminder come through from Hotline, these guys are on the web, they are linked to Ozicare.

I have a J spec 92 Zed, they have all the details regarding the 'goodies' such as wheels, sounds, twin turbo etc, it is insured fully comp with myself and wife as named drivers, Standard excess of $500, window glass excess of $300, unlisted driver $500 excess also. Lifetime guarantee on repairs, you can nominate your repairer, Hire car costs following theft, personal property cover, 20 mill. liability cover. No forms even if you claim!

I have full no claims and the cost is $490.11 which is taken striaght from the bank when it is due so no worries about never being insured.

 

I am with cgu and full comprehensive is $625 import with a few mods and include a free windscreen but I am over 40 :zlove:

 

full comp, 1 at fault claim, $760 per year im 18, but its under my parents name (therefore i get their rating 1) with me as a 'secondary driver'
im with ING, used to be allianz undewirtten but recently my bills show up as cgu so I think they got bought.

 

1989 J'spec NA manual

I'm 19, rating 4

$1719 with just cars, under my name with no crashes... whatsoever!!

Seems im a Hoon that has the skills to avoid the crash

and boy does Mr. Plod hate me for it

 

how much?

lol ive no idea... wife does the accounts. I dont even know how much bread costs haha.