OTHER ins company's other than the usual just cars/shannons etc?

hey guys, is any1 here with those not so common car insurance companys other than the usual just cars/shannons???

to those that are with just cars why?? have u guys realised how much the excess is?? $500 basic, $800 car, $600 theft, and if your younger than 25 $600 age and up....

fk do they know how to make their money or wat??

so does any1 have insurance with other company's than the usual ones that we here of everyday? if so info please...

 

I got full comp with suncorp Chad.. I rang them up on my birthday when i turned 25 and got full comp with them... I tryed other companys most were like cannot give you insure because the car is parked on the street at work or is not garaged... That to me is a load of BS...

They were very helpful and i listed what was on my car as well... All i can say is at lest htey took the time to go though everything as my car was made in 89 and on there system says z32 90 to 96....

http://www.suncorp.com.au/suncorp/index.html

 

I'm not with shannons

Coz i don't have a garage

 

how much?

TT?

 

^^^ well any info dude? company? price? excess? etc?

 

I pay $1,700 per year and its a TT i also have a car hire if my car needs to be repaired... which you pay abit extra for...I was happy with that i am only rating 2 so yeah but i found them to be better on the phone then the other companys i spoke to in regards to getting insure on my car... For a piece of mind its better to be covered then having some tool steal your car and your left with nothing... Not like a commodore or falcon where insure is always less... 2 doors and classed as a sports car puts the insure up...

But yeah i am sure it will go down and renew me not like allinaz who didnt want to renew and stated they didnt insure imports but i got insure with them for the first year because they stuffed up and canceled on me and i rang them up and said you cannot and gave it to... i even stated why do you insure BMW's and what not they are imports just like the 300zx dont matter if its grey or what still an import in my eyes...

 

personally

I'm paying about $1200 a year with horrible excesses with just cars, 28, rating 1, '89 TT

 

never quite understood the aussie issue with imports

coming from NZ... everything is an import and 99% are 'grey' imports

 

yeah me either.. thats way half of NZ drive around in imports... an holden or ford is big bucks over there... My brothers cerfiro was awesome to drive over there and cost next to nothing great car that got him and his family from A to B...

 

I am with unique car insurance.

The url is www.uniquecar.com.au

I am 35 and have a 91 TT insured for 24k (rating one, good driving history), and my premium is about 1200 per annun. My excess I cant honestly remember, but less than 1k, personally I prefer a higher excess and lower premium as I rarely claim.

Regards

Mark

 

thats shannons btw.... Thats one of the numbers i rang when trying to get insure again on my car and was told that i cannot get insure...

 

my R34 GTT over there

excellent condition, Cost $14995 from a dealership a few years ago and i sold it for under $9K (NZ) before i came over! here they cost heaps!

and no annoying compliancing, I had xenon Hid's etc.

 

Unique

I'm with Unique Car Insurance too. Best I could find, and I was under 25, raiting one, had to have a garage, just over $1k. Excess around $600. Agreed value, and listed mods.

They aren't related to Shannons as far as i know, if thats what your trying to say? They are underwritten by Vigil.

 

yeah Vigil sorry ment to say them... Well even when having a garage still wont stop people from breaking in to steal your pride and joy... Anything could happen garage fallin on your car has happened to a member lucky it was nothing bad...

kind of sucks tho how they will only give insure if the car is garaged... that to me is a joke and a weak way out of not insureing your car...

 

^^^i guess there statistics show that most thefts/damages etc have happened while the car is not garaged, meaning its a higher risk to insure if not garaged...

i might try unique car insurance and also vigil ins for a quote see how i go...

 

Just like any area you live in... but still if a company cannot provide insure for your car if you dont have a garage and you live in an area that is older then the insure company what are you sopose to do...

statistics are statistics to me a load of crap... one insure company says one thing another says another and its all based on statistics...

 

anything involving financial trading

is largely a load of bs... people using imaginary numbers to move around imaginary money. And insurance is just an extension of that.

 

I'm with just car

I'm with Just car and I pay $1950 a year. I have never had a claim and it is garaged. I have a 89/90 TT Z32 with BOVs, turbo timer, boost controller, momo steering wheel and 18 inch alloys. funny thing is the price was the same without those 5 mods. Although they said the wheels are not insured because they are not the stock wheels so if I want the wheels insured it is an extra 300 or dollars per year and and extra $500 excess for the wheels alone. I'm thinking of just getting third party fire and theft next year for $400 or $500 and not worrying about comprehensive insurance.

And yeah my excess sucks, its like 800 for car plus 600 more for being under 25 plus more if I had have insured the wheels. Pretty crappy deal.

 

agreed. i hate insurance and trust me i know insurance well, i have been and am working in insurance with racv...all premiums are to do with risk statistics etc...how desirable is the vehicle, how easy is it to steal, how many claims have we had with that vehicle, how many thefts, how many claims in your area/street, it just keeps going on and on and on....males are seen as a higher risk etc....its all bullshit because we all have to pay for others fukups but its just the way insurance is australia wide...it sux and is all bullshit...all u can really do is search and look for the best price and service...my company wont even insure me for a 3 grand premium its just stupid...

 

Rip off

Forgot to mention I also have an immobilisor and alarm and they still charge that much...