tip for people with stock zeds

Discussion in 'Non Technical' started by scump, Feb 28, 2007.

  1. scump

    scump John Dorian

    hey guys, i recently rang nearly every insurence agency there is lookin for insurence, and one place seemed really great but is only for un-modified cars, so i figured i would pass it on to you lot!

    elders insurence was going to insure me for 1600 a year (if it was unmodified) and they give you a instant rating 1 (to someone who doesnt know thats like 50% discount on premium straight up).

    i thought that was great and if my car wasnt so modded i would have gone for that for sure, just something for anyone with a stock zed to keep in mind, by the way im 20 and own a TT manual 1990 zed... pretty sweet hey.

    by the way the only places that would touch me (not literally) was just cars, young and cool and famous insurence...

    yup only 3, pretty neat hey.
    JC=2400, 2000-3500 exess- 12500 car value
    YNC=2900, 1500-2000 exess-12500 car value
    famous=1900, 2k exess, replaces the car with one in the same condition with the same mods etc. no matter what price it is, could be a 4000$ car could be a 20 000$ car.

    as for the instant rating one, i imagine that wont transfer over, but atleast you can stay on rating one for 5 years, untill you earn a real rating one, then that would change over for sure.
     
  2. kristochuv

    kristochuv New Member

    If your car is not modded try ING i am 20 and only paying 800 a year for full comprehensive and it does not change if the car is turbo or NA...........i searched everywhere and they seemed the only place that were even reasonable.............
     
  3. Martin

    Martin New Member

    how awesome is ing! I signed up with them today, im 17, na 2 seater for $740!!! thats declaring that my dad was the owner of the car though and i was only a 'secondary driver' :p still, absolutely awesome, at least $800 than enywhere wlse
     
  4. WA300Z

    WA300Z ZD32WA

    is a body kit, mags or slight engine mods eg., pod filter counted as modified?
     
  5. Hyper101

    Hyper101 Well-Known Member

    Of course
     
  6. Eastern Eye

    Eastern Eye !!! MOST WANTED !!!

    yup anything thats not stock/factory is classified modified
     
  7. kristochuv

    kristochuv New Member

    so what would happen if u crashed and said it was stock but had rims on it????...............would they just flat out refuse to pay you???........
     
  8. Martin

    Martin New Member

    that would suck!!
     
  9. growtalski

    growtalski RedWhiteZ

    Aus Delivered or J-spec?

    Was your Z Aus delivered or J-Spec??

    As some insurers charge way more for 'grey' imports than aus delivered versions of the same car.

     
  10. scump

    scump John Dorian

    yeah alot dont even do the imports...

    they can refuse to pay you out, since you lied to them, which they will for new members, but for a old memeber they may not.... they need loyalty too ya know.
     

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